Buying a vehicle is easier when you understand the numbers before you make a decision. At Summit Automotive, our finance teams can help you explore payment options for new and used cars, trucks and SUVs at our dealerships in Fond du Lac and Beaver Dam.
You don’t need to have every detail figured out before reaching out. Start with the vehicle you’re considering, your approximate budget and whether you plan to trade in a car. We’ll help you understand the information needed for the next step.
A car loan spreads the cost of a vehicle over an agreed term. Your monthly payment can depend on the sale price, down payment, loan term, interest rate, taxes, fees and any trade-in balance. A lower monthly payment doesn’t always mean a lower total cost, so compare both the term and the amount you’ll pay over time.
Leasing may also be an option on eligible new vehicles. Lease terms, mileage limits, end-of-lease requirements and available offers differ from a traditional purchase. Ask the finance team to explain the details for the vehicle you’re considering.
Our car payment calculator is a useful starting point if you’d like to explore different down payments and terms. Try a few scenarios rather than focusing on one monthly figure.
Calculator results are estimates, not loan approvals or firm offers. Actual financing terms depend on lender approval, the chosen vehicle and the details of the transaction.
If you own a vehicle, its trade-in value may help reduce the amount you need to finance. The final figure will depend on the vehicle’s condition, mileage, equipment, market demand and other factors. Any existing loan balance also matters when working out the numbers.
Start with Value Your Trade and discuss the next steps with the dealership that’s helping you buy.
Summit Automotive Ford, Beaver Dam
100 Summit Dr, Beaver Dam, WI 53916
Phone: 920-885-3500
For new Ford vehicles and used vehicles at this location, contact the Summit Automotive Ford team.
Summit Automotive Chrysler Dodge Jeep Ram, Fond du Lac
815 S Rolling Meadows Dr, Fond du Lac, WI 54937
Phone: 920-921-0850
For new CDJR models and used vehicles at this location, contact the Summit Automotive CDJR team.
Do I need to choose a vehicle before asking about financing?
Not necessarily. You can ask about the financing process and review your budget before settling on a specific vehicle. A final offer will depend on the transaction and lender.
Can I finance a used vehicle?
Used-vehicle financing may be available, subject to the vehicle, lender and application details. Contact the selling dealership for options.
What affects a car payment?
Vehicle price, taxes and fees, down payment, trade-in equity, interest rate and loan term can all affect the payment.
Is an online payment estimate a guaranteed rate?
No. A calculator is for planning. Actual rates and terms are determined during the financing process.
What if I still owe money on my current car?
Tell the dealership about the remaining loan balance. The finance team can explain how the trade-in and payoff may affect the transaction.
